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Abstract
This study was conducted to determinefactors that affect the access to formal credit by smallholder farmers in An Giang province. Applying binary logistic regression analysis on a sample of 210 households, we found that the access to formal credit by these households are affected by five factors, namely total value of household assets, participation in organizations, demand for loans from credit institutions, loan guarantees and accumulated income, in which the demand for loans has the greatest impact. From the regression results, we built a model to forecast the access to formal credit by households with 93.8%. precise forecastprobability.
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Article Details
Issue: Vol 18 No 1 (2015)
Page No.: 28-39
Published: Mar 31, 2015
Section: Economics, Law and Management - Research article
DOI: https://doi.org/10.32508/stdj.v18i1.1017
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Copyright: The Authors. This is an open access article distributed under the terms of the Creative Commons Attribution License CC-BY 4.0., which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.
How to Cite
Nguyen, N., & Pham, C. (2015). FACTORS AFFECTING ACCESS TO FORMAL CREDIT BY SMALLHOLDER FARMERS IN AN GIANG PROVINCE. Science and Technology Development Journal, 18(1), 28-39. https://doi.org/https://doi.org/10.32508/stdj.v18i1.1017
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