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VNUHCM Journal of

Science and Technology Development

An official journal of Viet Nam National University Ho Chi Minh City, Viet Nam since 1997

ISSN: 1859-0128
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Economics, Law and Management - Research article Open Access Logo

PROPOSING THE E-BANKING ADOPTION MODEL IN VIETNAM

Thanh Duy Nguyen 1, *
Thi Hao Cao 1

  1. University of Technology, VNU- HCM
Correspondence to: Thanh Duy Nguyen, University of Technology, VNU- HCM. Email: pvphuc@hcmuns.edu.vn.
Volume & Issue: Vol. 14 No. 2 (2011) | Page No.: 97-105 | DOI: 10.32508/stdj.v14i2.1934
Published: 2011-06-30

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Copyright © 2011 by the author(s).

Copyright The Author(s) 2023. This article is published with open access by Vietnam National University, Ho Chi Minh city, Vietnam. This article is distributed under the terms of the Creative Commons Attribution License (CC-BY 4.0) which permits any use, distribution, and reproduction in any medium, provided the original author(s) and the source are credited. 

Abstract

E-Banking is an inevitable trend of banking industry in the future, it brings about benefits not only for the banks but also for customers. The studies showed that, different patterns of EBanking is essential to match specific countries and the popularity of E-Banking products to customers. This study proposes a new model that is the adoption and usage of E-Banking in Vietnam (E-BAM, EBanking Adoption Model). Research results showed that all hypothesis of E-BAM would be accepted. EBAM explained the data reasonably well, with 57% of the total variance in the adoption and usage of EBanking.

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